TellerScore

Side-by-side · Q2 2026 data

Bank of Madison vs BankSouth

Bank

Bank of Madison

Madison, Georgia · $100 million – $1 billion

83of 100
Strong

Bank

BankSouth

Greensboro, Georgia · $1 billion – $10 billion

68of 100
Moderate

Metric by metric

MeasureBank of MadisonBankSouth
TellerScore83 (stronger)68
Capital cushion66 (stronger)52
Loan quality99 (stronger)82
Earnings95 (stronger)83
Funding & liquidity63 (stronger)42
Problem-loan coverage100 (stronger)92
Peer percentile84th49th
Total assets$448.1M$1.6B
Deposits / shares$398.1M$1.4B
Capital ratio11.59% (stronger)10.17%
Problem loans0.02% (stronger)0.55%
Net charge-offs0.00%-0.01% (stronger)
Return on assets1.88% (stronger)1.57%
Loans ÷ deposits80.9% (stronger)89.7%
Uninsured deposits29.2% (stronger)40.6%
Offices310
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—3.3%

Bank of Madison has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Madison leads on 6 and BankSouth on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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