Side-by-side · Q2 2026 data
Bank of Madison vs First American Bank and Trust Company
Metric by metric
| Measure | Bank of Madison | First American Bank and Trust Company |
|---|---|---|
| TellerScore | 83 | 86 (stronger) |
| Capital cushion | 66 | 83 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 95 | 99 (stronger) |
| Funding & liquidity | 63 (stronger) | 44 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 84th | 90th |
| Total assets | $448.1M | $901.9M |
| Deposits / shares | $398.1M | $753.2M |
| Capital ratio | 11.59% | 13.34% (stronger) |
| Problem loans | 0.02% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.88% | 1.98% (stronger) |
| Loans ÷ deposits | 80.9% (stronger) | 93.1% |
| Uninsured deposits | 29.2% (stronger) | 36.3% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.5% |
First American Bank and Trust Company has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Bank of Madison leads on 2 and First American Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.