Side-by-side · Q2 2026 data
Bank of Madison vs FSNB, National Association
Metric by metric
| Measure | Bank of Madison | FSNB, National Association |
|---|---|---|
| TellerScore | 83 | 96 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 99 (stronger) | 88 |
| Earnings | 95 | 100 (stronger) |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 84th | 99th |
| Total assets | $448.1M | $478.3M |
| Deposits / shares | $398.1M | $369.7M |
| Capital ratio | 11.59% | 17.51% (stronger) |
| Problem loans | 0.02% (stronger) | 0.36% |
| Net charge-offs | 0.00% (stronger) | 1.02% |
| Return on assets | 1.88% | 3.46% (stronger) |
| Loans ÷ deposits | 80.9% | 39.2% (stronger) |
| Uninsured deposits | 29.2% | 8.2% (stronger) |
| Offices | 3 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FSNB, National Association has the higher TellerScore (96 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Bank of Madison leads on 2 and FSNB, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.