Side-by-side · Q2 2026 data
Bank of Madison vs Great Oaks Bank
Metric by metric
| Measure | Bank of Madison | Great Oaks Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 76 |
| Capital cushion | 66 (stronger) | 53 |
| Loan quality | 99 (stronger) | 97 |
| Earnings | 95 (stronger) | 77 |
| Funding & liquidity | 63 | 73 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 84th | 64th |
| Total assets | $448.1M | $422.0M |
| Deposits / shares | $398.1M | $374.4M |
| Capital ratio | 11.59% (stronger) | 10.25% |
| Problem loans | 0.02% (stronger) | 0.10% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.88% (stronger) | 1.42% |
| Loans ÷ deposits | 80.9% | 73.2% (stronger) |
| Uninsured deposits | 29.2% | 27.4% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.7% |
Bank of Madison has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Madison leads on 4 and Great Oaks Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.