Side-by-side · Q2 2026 data
Bank of Madison vs River City Bank
Metric by metric
| Measure | Bank of Madison | River City Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 77 |
| Capital cushion | 66 (stronger) | 51 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 95 (stronger) | 89 |
| Funding & liquidity | 63 (stronger) | 60 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 84th | 68th |
| Total assets | $448.1M | $423.4M |
| Deposits / shares | $398.1M | $380.9M |
| Capital ratio | 11.59% (stronger) | 10.15% |
| Problem loans | 0.02% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.88% (stronger) | 1.71% |
| Loans ÷ deposits | 80.9% (stronger) | 86.2% |
| Uninsured deposits | 29.2% | 27.7% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.1% |
Bank of Madison has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Bank of Madison leads on 4 and River City Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.