Side-by-side · Q2 2026 data
Bank of Madison vs The Bank of LaFayette, Georgia
Metric by metric
| Measure | Bank of Madison | The Bank of LaFayette, Georgia |
|---|---|---|
| TellerScore | 83 (stronger) | 56 |
| Capital cushion | 66 (stronger) | 44 |
| Loan quality | 99 (stronger) | 52 |
| Earnings | 95 (stronger) | 57 |
| Funding & liquidity | 63 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 74 |
| Peer percentile | 84th | 13th |
| Total assets | $448.1M | $446.8M |
| Deposits / shares | $398.1M | $396.2M |
| Capital ratio | 11.59% (stronger) | 9.35% |
| Problem loans | 0.02% (stronger) | 1.44% |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | 1.88% (stronger) | 0.93% |
| Loans ÷ deposits | 80.9% | 44.3% (stronger) |
| Uninsured deposits | 29.2% (stronger) | 37.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
Bank of Madison has the higher TellerScore (83 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Bank of Madison leads on 5 and The Bank of LaFayette, Georgia on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.