Side-by-side · Q2 2026 data
Bank of Madison vs United Bank
Metric by metric
| Measure | Bank of Madison | United Bank |
|---|---|---|
| TellerScore | 83 | 89 (stronger) |
| Capital cushion | 66 | 78 (stronger) |
| Loan quality | 99 (stronger) | 92 |
| Earnings | 95 | 100 (stronger) |
| Funding & liquidity | 63 | 87 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 84th | 99th |
| Total assets | $448.1M | $2.2B |
| Deposits / shares | $398.1M | $1.9B |
| Capital ratio | 11.59% | 12.75% (stronger) |
| Problem loans | 0.02% (stronger) | 0.23% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.88% | 2.50% (stronger) |
| Loans ÷ deposits | 80.9% | 49.3% (stronger) |
| Uninsured deposits | 29.2% | 27.0% (stronger) |
| Offices | 3 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.2% |
United Bank has the higher TellerScore (89 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Bank of Madison leads on 1 and United Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Madison, GA