Side-by-side · Q2 2026 data
Bank of Millbrook vs Orange Bank & Trust Company
Metric by metric
| Measure | Bank of Millbrook | Orange Bank & Trust Company |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 71 | 82 (stronger) |
| Loan quality | 41 | 63 (stronger) |
| Earnings | 100 (stronger) | 95 |
| Funding & liquidity | 86 (stronger) | 31 |
| Problem-loan coverage | 88 (stronger) | 87 |
| Peer percentile | 53rd | 70th |
| Total assets | $311.7M | $2.8B |
| Deposits / shares | $269.8M | $2.4B |
| Capital ratio | 12.11% | 13.15% (stronger) |
| Problem loans | 1.76% | 1.12% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.05% |
| Return on assets | 2.23% (stronger) | 1.88% |
| Loans ÷ deposits | 50.3% (stronger) | 79.6% |
| Uninsured deposits | 28.2% (stronger) | 60.8% |
| Offices | 5 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | 16.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Millbrook leads on 4 and Orange Bank & Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.