Side-by-side · Q2 2026 data
Bank of Moundville vs City Credit Union
Metric by metric
| Measure | Bank of Moundville | City Credit Union |
|---|---|---|
| TellerScore | 55 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 36 | 70 (stronger) |
| Funding & liquidity | 75 | 91 (stronger) |
| Problem-loan coverage | 62 | 97 (stronger) |
| Peer percentile | 11th | 80th |
| Total assets | $144.6M | $21.3M |
| Deposits / shares | $127.8M | $15.9M |
| Capital ratio | 15.10% | 23.98% (stronger) |
| Problem loans | 5.45% | 0.79% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.23% |
| Return on assets | 0.39% | 1.25% (stronger) |
| Loans ÷ deposits | 45.5% (stronger) | 68.8% |
| Uninsured deposits | 37.4% | 0.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City Credit Union has the higher TellerScore (86 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bank of Moundville leads on 2 and City Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.