Side-by-side · Q2 2026 data
Bank of Moundville vs The Southern Bank Company
Metric by metric
| Measure | Bank of Moundville | The Southern Bank Company |
|---|---|---|
| TellerScore | 55 | 76 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 37 (stronger) |
| Earnings | 36 | 73 (stronger) |
| Funding & liquidity | 75 | 88 (stronger) |
| Problem-loan coverage | 62 | 87 (stronger) |
| Peer percentile | 11th | 64th |
| Total assets | $144.6M | $133.1M |
| Deposits / shares | $127.8M | $104.8M |
| Capital ratio | 15.10% (stronger) | 15.05% |
| Problem loans | 5.45% | 1.89% (stronger) |
| Net charge-offs | 0.04% | -0.70% (stronger) |
| Return on assets | 0.39% | 1.32% (stronger) |
| Loans ÷ deposits | 45.5% (stronger) | 63.4% |
| Uninsured deposits | 37.4% | 22.7% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Southern Bank Company has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bank of Moundville leads on 2 and The Southern Bank Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.