Side-by-side · Q2 2026 data
Bank of Ocean City vs Calvin B. Taylor Banking Company of Berlin, Maryland
Bank
Calvin B. Taylor Banking Company of Berlin, Maryland
Berlin, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | Bank of Ocean City | Calvin B. Taylor Banking Company of Berlin, Maryland |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 67 | 86 (stronger) |
| Loan quality | 80 (stronger) | 72 |
| Earnings | 75 | 79 (stronger) |
| Funding & liquidity | 74 | 81 (stronger) |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 61st | 91st |
| Total assets | $695.0M | $1.0B |
| Deposits / shares | $616.5M | $881.5M |
| Capital ratio | 11.65% | 13.65% (stronger) |
| Problem loans | 0.59% (stronger) | 0.83% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.37% | 1.49% (stronger) |
| Loans ÷ deposits | 84.3% | 78.8% (stronger) |
| Uninsured deposits | 16.6% | 11.3% (stronger) |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.9% |
Calvin B. Taylor Banking Company of Berlin, Maryland has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Ocean City leads on 2 and Calvin B. Taylor Banking Company of Berlin, Maryland on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.