Side-by-side · Q2 2026 data
Bank of Ocean City vs The Queenstown Bank of Maryland
Metric by metric
| Measure | Bank of Ocean City | The Queenstown Bank of Maryland |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 67 (stronger) | 66 |
| Loan quality | 80 | 96 (stronger) |
| Earnings | 75 (stronger) | 54 |
| Funding & liquidity | 74 | 81 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 61st | 68th |
| Total assets | $695.0M | $729.5M |
| Deposits / shares | $616.5M | $648.8M |
| Capital ratio | 11.65% (stronger) | 11.60% |
| Problem loans | 0.59% | 0.12% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.37% (stronger) | 0.86% |
| Loans ÷ deposits | 84.3% | 72.4% (stronger) |
| Uninsured deposits | 16.6% (stronger) | 21.0% |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.6% |
The Queenstown Bank of Maryland has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Ocean City leads on 4 and The Queenstown Bank of Maryland on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.