Side-by-side · Q2 2026 data
Bank of Ocean City vs Tidemark Federal Credit Union
Metric by metric
| Measure | Bank of Ocean City | Tidemark Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 83 (stronger) |
| Capital cushion | 67 | 94 (stronger) |
| Loan quality | 80 | 89 (stronger) |
| Earnings | 75 (stronger) | 40 |
| Funding & liquidity | 74 | 98 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 61st | 83rd |
| Total assets | $695.0M | $468.5M |
| Deposits / shares | $616.5M | $405.0M |
| Capital ratio | 11.65% | 14.37% (stronger) |
| Problem loans | 0.59% | 0.33% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.29% |
| Return on assets | 1.37% (stronger) | 0.51% |
| Loans ÷ deposits | 84.3% | 62.5% (stronger) |
| Uninsured deposits | 16.6% | 8.5% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.7% |
Tidemark Federal Credit Union has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Ocean City leads on 2 and Tidemark Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Selbyville, DE