Side-by-side · Q2 2026 data
Bank of Odessa vs Concordia Bank of Concordia, Missouri
Metric by metric
| Measure | Bank of Odessa | Concordia Bank of Concordia, Missouri |
|---|---|---|
| TellerScore | 72 | 80 (stronger) |
| Capital cushion | 87 (stronger) | 69 |
| Loan quality | 29 | 89 (stronger) |
| Earnings | 100 (stronger) | 82 |
| Funding & liquidity | 74 | 76 (stronger) |
| Problem-loan coverage | 78 | 96 (stronger) |
| Peer percentile | 50th | 77th |
| Total assets | $667.1M | $130.0M |
| Deposits / shares | $567.0M | $114.1M |
| Capital ratio | 13.67% (stronger) | 11.92% |
| Problem loans | 2.12% | 0.32% (stronger) |
| Net charge-offs | 0.27% | 0.03% (stronger) |
| Return on assets | 2.04% (stronger) | 1.56% |
| Loans ÷ deposits | 79.3% (stronger) | 84.5% |
| Uninsured deposits | 20.7% | 7.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | — |
Concordia Bank of Concordia, Missouri has the higher TellerScore (80 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Odessa leads on 3 and Concordia Bank of Concordia, Missouri on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Odessa, MO