Side-by-side · Q2 2026 data
Bank of Odessa vs HomeBank
Metric by metric
| Measure | Bank of Odessa | HomeBank |
|---|---|---|
| TellerScore | 72 | 74 (stronger) |
| Capital cushion | 87 (stronger) | 46 |
| Loan quality | 29 | 90 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 74 (stronger) | 55 |
| Problem-loan coverage | 78 | 95 (stronger) |
| Peer percentile | 50th | 57th |
| Total assets | $667.1M | $733.3M |
| Deposits / shares | $567.0M | $604.3M |
| Capital ratio | 13.67% (stronger) | 9.61% |
| Problem loans | 2.12% | 0.29% (stronger) |
| Net charge-offs | 0.27% | 0.00% (stronger) |
| Return on assets | 2.04% | 2.12% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 102.4% |
| Uninsured deposits | 20.7% | 17.1% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | 0.9% |
HomeBank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Odessa leads on 2 and HomeBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.