Side-by-side · Q2 2026 data
Bank of Odessa vs Legends Bank
Metric by metric
| Measure | Bank of Odessa | Legends Bank |
|---|---|---|
| TellerScore | 72 | 90 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 29 | 83 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 74 (stronger) | 65 |
| Problem-loan coverage | 78 | 96 (stronger) |
| Peer percentile | 50th | 95th |
| Total assets | $667.1M | $635.5M |
| Deposits / shares | $567.0M | $515.2M |
| Capital ratio | 13.67% | 18.31% (stronger) |
| Problem loans | 2.12% | 0.51% (stronger) |
| Net charge-offs | 0.27% | 0.02% (stronger) |
| Return on assets | 2.04% | 2.26% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 88.1% |
| Uninsured deposits | 20.7% (stronger) | 21.6% |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | 8.5% |
Legends Bank has the higher TellerScore (90 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Odessa leads on 2 and Legends Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.