Side-by-side · Q2 2026 data
Bank of O'Fallon vs Bank of Belleville
Metric by metric
| Measure | Bank of O'Fallon | Bank of Belleville |
|---|---|---|
| TellerScore | 81 (stronger) | 47 |
| Capital cushion | 88 (stronger) | 34 |
| Loan quality | 77 (stronger) | 33 |
| Earnings | 91 (stronger) | 60 |
| Funding & liquidity | 55 | 66 (stronger) |
| Problem-loan coverage | 91 (stronger) | 64 |
| Peer percentile | 80th | 5th |
| Total assets | $377.5M | $562.9M |
| Deposits / shares | $324.1M | $411.4M |
| Capital ratio | 13.82% (stronger) | 8.37% |
| Problem loans | 0.69% (stronger) | 2.02% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.78% (stronger) | 1.00% |
| Loans ÷ deposits | 86.1% (stronger) | 94.3% |
| Uninsured deposits | 32.4% | 9.5% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
Bank of O'Fallon has the higher TellerScore (81 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Bank of O'Fallon leads on 5 and Bank of Belleville on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.