Side-by-side · Q2 2026 data
Bank of O'Fallon vs Century Credit Union
Metric by metric
| Measure | Bank of O'Fallon | Century Credit Union |
|---|---|---|
| TellerScore | 81 | 87 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 77 | 88 (stronger) |
| Earnings | 91 (stronger) | 61 |
| Funding & liquidity | 55 | 85 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 80th | 91st |
| Total assets | $377.5M | $182.0M |
| Deposits / shares | $324.1M | $149.2M |
| Capital ratio | 13.82% | 17.55% (stronger) |
| Problem loans | 0.69% | 0.37% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.27% |
| Return on assets | 1.78% (stronger) | 1.03% |
| Loans ÷ deposits | 86.1% | 75.2% (stronger) |
| Uninsured deposits | 32.4% | 7.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Century Credit Union has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Bank of O'Fallon leads on 2 and Century Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.