Side-by-side · Q2 2026 data
Bank of O'Fallon vs FCB Banks
Metric by metric
| Measure | Bank of O'Fallon | FCB Banks |
|---|---|---|
| TellerScore | 81 (stronger) | 66 |
| Capital cushion | 88 (stronger) | 35 |
| Loan quality | 77 (stronger) | 75 |
| Earnings | 91 | 92 (stronger) |
| Funding & liquidity | 55 | 66 (stronger) |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 80th | 40th |
| Total assets | $377.5M | $2.6B |
| Deposits / shares | $324.1M | $2.3B |
| Capital ratio | 13.82% (stronger) | 8.45% |
| Problem loans | 0.69% (stronger) | 0.76% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.78% | 1.79% (stronger) |
| Loans ÷ deposits | 86.1% (stronger) | 89.4% |
| Uninsured deposits | 32.4% | 19.7% (stronger) |
| Offices | 1 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.4% |
Bank of O'Fallon has the higher TellerScore (81 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bank of O'Fallon leads on 4 and FCB Banks on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.