Side-by-side · Q2 2026 data
Bank of O'Fallon vs First FSB of Mascoutah
Metric by metric
| Measure | Bank of O'Fallon | First FSB of Mascoutah |
|---|---|---|
| TellerScore | 81 (stronger) | 52 |
| Capital cushion | 88 (stronger) | 55 |
| Loan quality | 77 (stronger) | 29 |
| Earnings | 91 (stronger) | 54 |
| Funding & liquidity | 55 | 73 (stronger) |
| Problem-loan coverage | 91 (stronger) | 68 |
| Peer percentile | 80th | 8th |
| Total assets | $377.5M | $207.3M |
| Deposits / shares | $324.1M | $185.3M |
| Capital ratio | 13.82% (stronger) | 10.46% |
| Problem loans | 0.69% (stronger) | 2.12% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.78% (stronger) | 0.85% |
| Loans ÷ deposits | 86.1% (stronger) | 87.3% |
| Uninsured deposits | 32.4% | 10.8% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.0% |
Bank of O'Fallon has the higher TellerScore (81 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bank of O'Fallon leads on 5 and First FSB of Mascoutah on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.