Side-by-side · Q2 2026 data
Bank of O'Fallon vs Municipal Trust and Savings Bank
Metric by metric
| Measure | Bank of O'Fallon | Municipal Trust and Savings Bank |
|---|---|---|
| TellerScore | 81 | 95 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 77 | 99 (stronger) |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 55 | 67 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 80th | 99th |
| Total assets | $377.5M | $382.2M |
| Deposits / shares | $324.1M | $305.7M |
| Capital ratio | 13.82% | 15.56% (stronger) |
| Problem loans | 0.69% | 0.04% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.78% | 2.96% (stronger) |
| Loans ÷ deposits | 86.1% | 84.3% (stronger) |
| Uninsured deposits | 32.4% | 22.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Municipal Trust and Savings Bank has the higher TellerScore (95 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Bank of O'Fallon leads on 0 and Municipal Trust and Savings Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.