Side-by-side · Q2 2026 data
Bank of Ontario vs Ladysmith Federal Savings and Loan Association
Bank
Ladysmith Federal Savings and Loan Association
Ladysmith, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Bank of Ontario | Ladysmith Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 51 (stronger) | 45 |
| Capital cushion | 89 (stronger) | 42 |
| Loan quality | 0 | 32 (stronger) |
| Earnings | 66 (stronger) | 43 |
| Funding & liquidity | 65 (stronger) | 60 |
| Problem-loan coverage | 11 | 64 (stronger) |
| Peer percentile | 10th | 6th |
| Total assets | $79.0M | $93.2M |
| Deposits / shares | $67.4M | $72.3M |
| Capital ratio | 13.85% (stronger) | 9.18% |
| Problem loans | 8.53% | 2.03% (stronger) |
| Net charge-offs | -0.11% (stronger) | 0.09% |
| Return on assets | 1.16% (stronger) | 0.57% |
| Loans ÷ deposits | 94.8% (stronger) | 99.9% |
| Uninsured deposits | 8.0% | 4.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
Bank of Ontario has the higher TellerScore (51 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Bank of Ontario leads on 5 and Ladysmith Federal Savings and Loan Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.