Side-by-side · Q2 2026 data
Bank of South Texas vs Falcon International Bank
Metric by metric
| Measure | Bank of South Texas | Falcon International Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 64 | 81 (stronger) |
| Funding & liquidity | 67 (stronger) | 60 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 90th | 97th |
| Total assets | $174.5M | $2.2B |
| Deposits / shares | $141.1M | $2.0B |
| Capital ratio | 16.63% (stronger) | 13.44% |
| Problem loans | 0.23% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.10% | 1.53% (stronger) |
| Loans ÷ deposits | 88.2% | 73.7% (stronger) |
| Uninsured deposits | 19.7% (stronger) | 39.4% |
| Offices | 7 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.7% |
Bank of South Texas has the higher TellerScore (86 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Bank of South Texas leads on 4 and Falcon International Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.