Side-by-side · Q2 2026 data
Bank of Springfield vs Prairie State Bank and Trust
Metric by metric
| Measure | Bank of Springfield | Prairie State Bank and Trust |
|---|---|---|
| TellerScore | 55 | 80 (stronger) |
| Capital cushion | 42 | 74 (stronger) |
| Loan quality | 52 | 83 (stronger) |
| Earnings | 72 | 83 (stronger) |
| Funding & liquidity | 51 | 75 (stronger) |
| Problem-loan coverage | 75 | 95 (stronger) |
| Peer percentile | 13th | 77th |
| Total assets | $2.0B | $840.1M |
| Deposits / shares | $1.7B | $730.2M |
| Capital ratio | 9.22% | 12.39% (stronger) |
| Problem loans | 1.43% | 0.52% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 1.30% | 1.58% (stronger) |
| Loans ÷ deposits | 99.9% | 74.9% (stronger) |
| Uninsured deposits | 23.6% (stronger) | 24.3% |
| Offices | 18 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | 3.9% |
Prairie State Bank and Trust has the higher TellerScore (80 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bank of Springfield leads on 2 and Prairie State Bank and Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.