Side-by-side · Q2 2026 data
Bank of Stockton vs BAC Community Bank
Metric by metric
| Measure | Bank of Stockton | BAC Community Bank |
|---|---|---|
| TellerScore | 94 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 97 (stronger) | 94 |
| Earnings | 100 (stronger) | 51 |
| Funding & liquidity | 64 | 79 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 100th | 61st |
| Total assets | $5.0B | $761.9M |
| Deposits / shares | $3.8B | $673.0M |
| Capital ratio | 19.95% (stronger) | 11.44% |
| Problem loans | 0.08% (stronger) | 0.18% |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 6.08% (stronger) | 0.77% |
| Loans ÷ deposits | 63.2% (stronger) | 67.1% |
| Uninsured deposits | 45.2% | 28.0% (stronger) |
| Offices | 21 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.2% | — |
Bank of Stockton has the higher TellerScore (94 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Stockton leads on 5 and BAC Community Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.