Side-by-side · Q2 2026 data
Bank of Stockton vs El Dorado Savings Bank, F.S.B.
Metric by metric
| Measure | Bank of Stockton | El Dorado Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 94 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 97 (stronger) | 91 |
| Earnings | 100 (stronger) | 57 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 100th | 95th |
| Total assets | $5.0B | $2.4B |
| Deposits / shares | $3.8B | $2.1B |
| Capital ratio | 19.95% (stronger) | 13.43% |
| Problem loans | 0.08% (stronger) | 0.28% |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 6.08% (stronger) | 0.93% |
| Loans ÷ deposits | 63.2% | 23.3% (stronger) |
| Uninsured deposits | 45.2% | 10.7% (stronger) |
| Offices | 21 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.2% | — |
Bank of Stockton has the higher TellerScore (94 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Bank of Stockton leads on 4 and El Dorado Savings Bank, F.S.B. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Elk Grove, CA
- Pine Grove, CA