Side-by-side · Q2 2026 data
Bank of Stockton vs Five Star Bank
Metric by metric
| Measure | Bank of Stockton | Five Star Bank |
|---|---|---|
| TellerScore | 94 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 97 (stronger) | 90 |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 64 (stronger) | 18 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 100th | 49th |
| Total assets | $5.0B | $5.4B |
| Deposits / shares | $3.8B | $4.8B |
| Capital ratio | 19.95% (stronger) | 10.25% |
| Problem loans | 0.08% (stronger) | 0.30% |
| Net charge-offs | 0.05% (stronger) | 0.08% |
| Return on assets | 6.08% (stronger) | 1.62% |
| Loans ÷ deposits | 63.2% (stronger) | 93.0% |
| Uninsured deposits | 45.2% (stronger) | 59.2% |
| Offices | 21 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.2% | 1.7% |
Bank of Stockton has the higher TellerScore (94 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Stockton leads on 7 and Five Star Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.