Side-by-side · Q2 2026 data
Bank of Stockton vs River City Bank
Metric by metric
| Measure | Bank of Stockton | River City Bank |
|---|---|---|
| TellerScore | 94 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 64 (stronger) | 52 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 100th | 53rd |
| Total assets | $5.0B | $6.0B |
| Deposits / shares | $3.8B | $5.4B |
| Capital ratio | 19.95% (stronger) | 9.22% |
| Problem loans | 0.08% | 0.00% (stronger) |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 6.08% (stronger) | 1.26% |
| Loans ÷ deposits | 63.2% (stronger) | 83.7% |
| Uninsured deposits | 45.2% | 37.1% (stronger) |
| Offices | 21 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.2% | 14.8% |
Bank of Stockton has the higher TellerScore (94 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Stockton leads on 4 and River City Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.