Side-by-side · Q2 2026 data
Bank of Stockton vs Sacramento Credit Union
Metric by metric
| Measure | Bank of Stockton | Sacramento Credit Union |
|---|---|---|
| TellerScore | 94 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 97 | 97 |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 64 | 95 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 100th | 99th |
| Total assets | $5.0B | $858.3M |
| Deposits / shares | $3.8B | $722.4M |
| Capital ratio | 19.95% (stronger) | 15.14% |
| Problem loans | 0.08% (stronger) | 0.09% |
| Net charge-offs | 0.05% (stronger) | 0.07% |
| Return on assets | 6.08% (stronger) | 1.69% |
| Loans ÷ deposits | 63.2% (stronger) | 65.5% |
| Uninsured deposits | 45.2% | 12.0% (stronger) |
| Offices | 21 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.2% | 28.5% |
Sacramento Credit Union has the higher TellerScore (96 vs 94). On the 7 directional measures above (where higher or lower is clearly better), Bank of Stockton leads on 5 and Sacramento Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.