Side-by-side · Q2 2026 data
Bank of Tennessee vs Commercial Bank
Metric by metric
| Measure | Bank of Tennessee | Commercial Bank |
|---|---|---|
| TellerScore | 67 | 77 (stronger) |
| Capital cushion | 46 | 66 (stronger) |
| Loan quality | 85 | 88 (stronger) |
| Earnings | 92 | 93 (stronger) |
| Funding & liquidity | 27 | 49 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 44th | 83rd |
| Total assets | $2.3B | $2.4B |
| Deposits / shares | $1.8B | $1.9B |
| Capital ratio | 9.63% | 11.58% (stronger) |
| Problem loans | 0.45% | 0.35% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.79% | 1.82% (stronger) |
| Loans ÷ deposits | 100.0% (stronger) | 100.2% |
| Uninsured deposits | 45.3% | 24.9% (stronger) |
| Offices | 21 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | 7.9% |
Commercial Bank has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank of Tennessee leads on 1 and Commercial Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.