Side-by-side · Q2 2026 data
Bank of Tennessee vs SouthEast Bank
Metric by metric
| Measure | Bank of Tennessee | SouthEast Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 36 |
| Capital cushion | 46 (stronger) | 35 |
| Loan quality | 85 (stronger) | 11 |
| Earnings | 92 (stronger) | 50 |
| Funding & liquidity | 27 | 55 (stronger) |
| Problem-loan coverage | 92 (stronger) | 49 |
| Peer percentile | 44th | 1st |
| Total assets | $2.3B | $3.6B |
| Deposits / shares | $1.8B | $3.2B |
| Capital ratio | 9.63% (stronger) | 8.51% |
| Problem loans | 0.45% (stronger) | 2.66% |
| Net charge-offs | 0.01% (stronger) | 0.10% |
| Return on assets | 1.79% (stronger) | 0.75% |
| Loans ÷ deposits | 100.0% | 96.1% (stronger) |
| Uninsured deposits | 45.3% | 23.4% (stronger) |
| Offices | 21 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.3% | 11.7% |
Bank of Tennessee has the higher TellerScore (67 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Bank of Tennessee leads on 5 and SouthEast Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.