Side-by-side · Q2 2026 data
Bank of the Bluegrass and Trust Company vs Bank of Lexington, Inc.
Metric by metric
| Measure | Bank of the Bluegrass and Trust Company | Bank of Lexington, Inc. |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 58 | 65 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 74 (stronger) | 68 |
| Funding & liquidity | 52 (stronger) | 39 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 61st | 57th |
| Total assets | $407.0M | $410.8M |
| Deposits / shares | $346.0M | $322.2M |
| Capital ratio | 10.80% | 11.50% (stronger) |
| Problem loans | 0.03% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.35% (stronger) | 1.21% |
| Loans ÷ deposits | 87.7% (stronger) | 99.7% |
| Uninsured deposits | 33.7% (stronger) | 34.6% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 7.1% |
Bank of the Bluegrass and Trust Company has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Bluegrass and Trust Company leads on 5 and Bank of Lexington, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.