Side-by-side · Q2 2026 data
Bank of the Flint Hills vs Mid-America Bank
Metric by metric
| Measure | Bank of the Flint Hills | Mid-America Bank |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 36 | 52 (stronger) |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 82 | 89 (stronger) |
| Funding & liquidity | 59 | 61 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 47th | 64th |
| Total assets | $544.5M | $573.3M |
| Deposits / shares | $473.0M | $456.4M |
| Capital ratio | 8.65% | 10.18% (stronger) |
| Problem loans | 0.03% (stronger) | 0.13% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.56% | 1.72% (stronger) |
| Loans ÷ deposits | 90.2% (stronger) | 99.4% |
| Uninsured deposits | 25.5% | 13.6% (stronger) |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | — |
Mid-America Bank has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Flint Hills leads on 3 and Mid-America Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.