Side-by-side · Q2 2026 data
Bank of the Flint Hills vs The Denison State Bank
Metric by metric
| Measure | Bank of the Flint Hills | The Denison State Bank |
|---|---|---|
| TellerScore | 71 | 87 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 99 (stronger) | 64 |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 59 | 78 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 47th | 91st |
| Total assets | $544.5M | $453.6M |
| Deposits / shares | $473.0M | $369.3M |
| Capital ratio | 8.65% | 17.53% (stronger) |
| Problem loans | 0.03% (stronger) | 1.08% |
| Net charge-offs | 0.01% (stronger) | 0.81% |
| Return on assets | 1.56% | 2.00% (stronger) |
| Loans ÷ deposits | 90.2% | 81.4% (stronger) |
| Uninsured deposits | 25.5% | 16.0% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 7.2% |
The Denison State Bank has the higher TellerScore (87 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Flint Hills leads on 2 and The Denison State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.