Side-by-side · Q2 2026 data
Bank of the Flint Hills vs The Farmers State Bank
Metric by metric
| Measure | Bank of the Flint Hills | The Farmers State Bank |
|---|---|---|
| TellerScore | 71 | 83 (stronger) |
| Capital cushion | 36 | 77 (stronger) |
| Loan quality | 99 (stronger) | 85 |
| Earnings | 82 | 85 (stronger) |
| Funding & liquidity | 59 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 47th | 73rd |
| Total assets | $544.5M | $86.3M |
| Deposits / shares | $473.0M | $74.4M |
| Capital ratio | 8.65% | 12.74% (stronger) |
| Problem loans | 0.03% (stronger) | 0.45% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.56% | 1.62% (stronger) |
| Loans ÷ deposits | 90.2% | 67.4% (stronger) |
| Uninsured deposits | 25.5% (stronger) | 29.4% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 10.9% |
The Farmers State Bank has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Flint Hills leads on 2 and The Farmers State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.