Side-by-side · Q2 2026 data
Bank of the Flint Hills vs United Bank & Trust
Metric by metric
| Measure | Bank of the Flint Hills | United Bank & Trust |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 36 | 65 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 82 (stronger) | 81 |
| Funding & liquidity | 59 (stronger) | 58 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 47th | 75th |
| Total assets | $544.5M | $892.9M |
| Deposits / shares | $473.0M | $714.1M |
| Capital ratio | 8.65% | 11.51% (stronger) |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.56% (stronger) | 1.53% |
| Loans ÷ deposits | 90.2% (stronger) | 92.9% |
| Uninsured deposits | 25.5% | 23.5% (stronger) |
| Offices | 7 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 14.2% |
United Bank & Trust has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Flint Hills leads on 2 and United Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.