Side-by-side · Q2 2026 data
Bank of the Lowcountry vs 1st Federal Savings Bank of SC, Inc.
Bank
1st Federal Savings Bank of SC, Inc.
Walterboro, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Bank of the Lowcountry | 1st Federal Savings Bank of SC, Inc. |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 43 | 47 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 50 (stronger) | 44 |
| Funding & liquidity | 57 | 70 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 29th | 37th |
| Total assets | $430.2M | $151.6M |
| Deposits / shares | $365.0M | $134.3M |
| Capital ratio | 9.25% | 9.68% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.75% (stronger) | 0.61% |
| Loans ÷ deposits | 88.6% | 86.1% (stronger) |
| Uninsured deposits | 28.5% | 18.5% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | — |
1st Federal Savings Bank of SC, Inc. has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Lowcountry leads on 2 and 1st Federal Savings Bank of SC, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.