Side-by-side · Q2 2026 data
Bank of the Mountains, Inc. vs Whitaker Bank
Metric by metric
| Measure | Bank of the Mountains, Inc. | Whitaker Bank |
|---|---|---|
| TellerScore | 64 | 84 (stronger) |
| Capital cushion | 42 | 79 (stronger) |
| Loan quality | 81 | 93 (stronger) |
| Earnings | 51 | 77 (stronger) |
| Funding & liquidity | 76 | 80 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 26th | 95th |
| Total assets | $100.0M | $1.9B |
| Deposits / shares | $88.0M | $1.6B |
| Capital ratio | 9.23% | 12.89% (stronger) |
| Problem loans | 0.57% | 0.21% (stronger) |
| Net charge-offs | 0.09% | 0.06% (stronger) |
| Return on assets | 0.77% | 1.42% (stronger) |
| Loans ÷ deposits | 84.7% | 67.3% (stronger) |
| Uninsured deposits | 13.8% (stronger) | 26.8% |
| Offices | 3 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitaker Bank has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Mountains, Inc. leads on 1 and Whitaker Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.