Side-by-side · Q2 2026 data
Bank of the Orient vs San Francisco Federal Credit Union
Credit union
San Francisco Federal Credit Union
San Francisco, California · $1 billion – $10 billion
Metric by metric
| Measure | Bank of the Orient | San Francisco Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 86 (stronger) |
| Capital cushion | 67 | 86 (stronger) |
| Loan quality | 28 | 95 (stronger) |
| Earnings | 50 | 65 (stronger) |
| Funding & liquidity | 63 | 91 (stronger) |
| Problem-loan coverage | 72 | 99 (stronger) |
| Peer percentile | 12th | 95th |
| Total assets | $1.2B | $1.6B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 11.65% | 13.63% (stronger) |
| Problem loans | 2.16% | 0.15% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 0.76% | 1.12% (stronger) |
| Loans ÷ deposits | 93.0% | 69.1% (stronger) |
| Uninsured deposits | 18.5% | 8.5% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
San Francisco Federal Credit Union has the higher TellerScore (86 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Orient leads on 1 and San Francisco Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.