Side-by-side · Q2 2026 data
Bank of the Sierra vs Commercial Bank of California
Metric by metric
| Measure | Bank of the Sierra | Commercial Bank of California |
|---|---|---|
| TellerScore | 77 (stronger) | 64 |
| Capital cushion | 72 (stronger) | 43 |
| Loan quality | 86 | 88 (stronger) |
| Earnings | 73 | 74 (stronger) |
| Funding & liquidity | 63 (stronger) | 31 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 83rd | 33rd |
| Total assets | $3.7B | $4.0B |
| Deposits / shares | $2.9B | $3.5B |
| Capital ratio | 12.25% (stronger) | 9.27% |
| Problem loans | 0.43% | 0.37% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 1.33% | 1.34% (stronger) |
| Loans ÷ deposits | 82.9% | 79.5% (stronger) |
| Uninsured deposits | 27.9% (stronger) | 61.9% |
| Offices | 34 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of the Sierra has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Sierra leads on 4 and Commercial Bank of California on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.