Side-by-side · Q2 2026 data
Bank of the Southwest vs Pioneer Bank
Metric by metric
| Measure | Bank of the Southwest | Pioneer Bank |
|---|---|---|
| TellerScore | 64 | 73 (stronger) |
| Capital cushion | 44 | 73 (stronger) |
| Loan quality | 76 (stronger) | 43 |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 68 | 84 (stronger) |
| Problem-loan coverage | 86 (stronger) | 80 |
| Peer percentile | 26th | 70th |
| Total assets | $176.3M | $1.1B |
| Deposits / shares | $159.0M | $850.8M |
| Capital ratio | 9.36% | 12.32% (stronger) |
| Problem loans | 0.73% (stronger) | 1.71% |
| Net charge-offs | 0.08% | -0.01% (stronger) |
| Return on assets | 1.07% | 2.58% (stronger) |
| Loans ÷ deposits | 75.6% | 72.3% (stronger) |
| Uninsured deposits | 30.4% | 18.7% (stronger) |
| Offices | 11 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | 28.8% |
Pioneer Bank has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of the Southwest leads on 1 and Pioneer Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.