Side-by-side · Q2 2026 data
Bank of Travelers Rest vs First Capital Bank
Metric by metric
| Measure | Bank of Travelers Rest | First Capital Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 68 |
| Capital cushion | 53 (stronger) | 46 |
| Loan quality | 96 | 97 (stronger) |
| Earnings | 84 (stronger) | 65 |
| Funding & liquidity | 83 (stronger) | 49 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 88th | 49th |
| Total assets | $1.6B | $1.3B |
| Deposits / shares | $1.4B | $1.1B |
| Capital ratio | 10.29% (stronger) | 9.58% |
| Problem loans | 0.12% | 0.10% (stronger) |
| Net charge-offs | 0.10% | -0.00% (stronger) |
| Return on assets | 1.60% (stronger) | 1.14% |
| Loans ÷ deposits | 64.0% (stronger) | 97.3% |
| Uninsured deposits | 27.3% | 27.1% (stronger) |
| Offices | 11 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.6% | 5.1% |
Bank of Travelers Rest has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Travelers Rest leads on 4 and First Capital Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.