Side-by-side · Q2 2026 data
Bank of Travelers Rest vs Woodruff Federal Savings and Loan Association
Bank
Woodruff Federal Savings and Loan Association
Woodruff, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Bank of Travelers Rest | Woodruff Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 96 (stronger) | 86 |
| Earnings | 84 (stronger) | 33 |
| Funding & liquidity | 83 (stronger) | 66 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 88th | 72nd |
| Total assets | $1.6B | $104.2M |
| Deposits / shares | $1.4B | $69.0M |
| Capital ratio | 10.29% | 31.47% (stronger) |
| Problem loans | 0.12% (stronger) | 0.42% |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 1.60% (stronger) | 0.33% |
| Loans ÷ deposits | 64.0% (stronger) | 94.1% |
| Uninsured deposits | 27.3% | 9.4% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.6% | — |
Bank of Travelers Rest has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Bank of Travelers Rest leads on 4 and Woodruff Federal Savings and Loan Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.