Side-by-side · Q2 2026 data
Bank of Utah vs Celtic Bank
Metric by metric
| Measure | Bank of Utah | Celtic Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 26 | 50 (stronger) |
| Problem-loan coverage | 98 (stronger) | 67 |
| Peer percentile | 77th | 33rd |
| Total assets | $3.8B | $5.3B |
| Deposits / shares | $3.0B | $3.9B |
| Capital ratio | 12.74% | 18.04% (stronger) |
| Problem loans | 0.15% (stronger) | 3.63% |
| Net charge-offs | 0.23% (stronger) | 0.49% |
| Return on assets | 1.30% | 3.41% (stronger) |
| Loans ÷ deposits | 99.2% (stronger) | 115.4% |
| Uninsured deposits | 46.4% | 9.1% (stronger) |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Utah has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Utah leads on 4 and Celtic Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.