Side-by-side · Q2 2026 data
Bank of Utah vs Elevate Federal Credit Union
Metric by metric
| Measure | Bank of Utah | Elevate Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 94 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 72 | 93 (stronger) |
| Funding & liquidity | 26 | 83 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 77th | 98th |
| Total assets | $3.8B | $260.3M |
| Deposits / shares | $3.0B | $205.0M |
| Capital ratio | 12.74% | 20.93% (stronger) |
| Problem loans | 0.15% (stronger) | 0.24% |
| Net charge-offs | 0.23% (stronger) | 0.27% |
| Return on assets | 1.30% | 1.83% (stronger) |
| Loans ÷ deposits | 99.2% | 76.9% (stronger) |
| Uninsured deposits | 46.4% | 6.1% (stronger) |
| Offices | 18 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elevate Federal Credit Union has the higher TellerScore (94 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Utah leads on 2 and Elevate Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.