Side-by-side · Q2 2026 data
Bank of Utah vs Members First Credit Union
Metric by metric
| Measure | Bank of Utah | Members First Credit Union |
|---|---|---|
| TellerScore | 75 | 95 (stronger) |
| Capital cushion | 77 | 99 (stronger) |
| Loan quality | 95 (stronger) | 86 |
| Earnings | 72 | 93 (stronger) |
| Funding & liquidity | 26 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 77th | 98th |
| Total assets | $3.8B | $209.1M |
| Deposits / shares | $3.0B | $175.7M |
| Capital ratio | 12.74% | 14.91% (stronger) |
| Problem loans | 0.15% (stronger) | 0.43% |
| Net charge-offs | 0.23% | 0.10% (stronger) |
| Return on assets | 1.30% | 1.82% (stronger) |
| Loans ÷ deposits | 99.2% | 54.8% (stronger) |
| Uninsured deposits | 46.4% | 5.2% (stronger) |
| Offices | 18 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members First Credit Union has the higher TellerScore (95 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Utah leads on 1 and Members First Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Brigham City, UT
- Providence, UT
- Tremonton, UT