Side-by-side · Q2 2026 data
Bank of Utah vs State Bank of Southern Utah
Metric by metric
| Measure | Bank of Utah | State Bank of Southern Utah |
|---|---|---|
| TellerScore | 75 | 79 (stronger) |
| Capital cushion | 77 (stronger) | 70 |
| Loan quality | 95 (stronger) | 84 |
| Earnings | 72 | 90 (stronger) |
| Funding & liquidity | 26 | 64 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 77th | 88th |
| Total assets | $3.8B | $2.7B |
| Deposits / shares | $3.0B | $2.4B |
| Capital ratio | 12.74% (stronger) | 12.04% |
| Problem loans | 0.15% (stronger) | 0.47% |
| Net charge-offs | 0.23% (stronger) | 0.27% |
| Return on assets | 1.30% | 1.76% (stronger) |
| Loans ÷ deposits | 99.2% | 79.3% (stronger) |
| Uninsured deposits | 46.4% | 29.9% (stronger) |
| Offices | 18 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.2% |
State Bank of Southern Utah has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Utah leads on 3 and State Bank of Southern Utah on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.