Side-by-side · Q2 2026 data
Bank of Western Oklahoma vs FSNB, National Association
Metric by metric
| Measure | Bank of Western Oklahoma | FSNB, National Association |
|---|---|---|
| TellerScore | 73 | 96 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 96 (stronger) | 88 |
| Earnings | 100 | 100 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 53rd | 99th |
| Total assets | $469.7M | $478.3M |
| Deposits / shares | $426.3M | $369.7M |
| Capital ratio | 8.06% | 17.51% (stronger) |
| Problem loans | 0.11% (stronger) | 0.36% |
| Net charge-offs | 0.51% (stronger) | 1.02% |
| Return on assets | 2.19% | 3.46% (stronger) |
| Loans ÷ deposits | 86.8% | 39.2% (stronger) |
| Uninsured deposits | 20.1% | 8.2% (stronger) |
| Offices | 6 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FSNB, National Association has the higher TellerScore (96 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bank of Western Oklahoma leads on 2 and FSNB, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.