Side-by-side · Q2 2026 data
Bank of Western Oklahoma vs The City National Bank and Trust Company of Lawton, Oklahoma
Bank
The City National Bank and Trust Company of Lawton, Oklahoma
Lawton, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Bank of Western Oklahoma | The City National Bank and Trust Company of Lawton, Oklahoma |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 31 | 89 (stronger) |
| Loan quality | 96 (stronger) | 85 |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 68 | 74 (stronger) |
| Problem-loan coverage | 98 (stronger) | 64 |
| Peer percentile | 53rd | 84th |
| Total assets | $469.7M | $446.2M |
| Deposits / shares | $426.3M | $373.9M |
| Capital ratio | 8.06% | 13.87% (stronger) |
| Problem loans | 0.11% (stronger) | 0.45% |
| Net charge-offs | 0.51% (stronger) | 0.61% |
| Return on assets | 2.19% (stronger) | 1.66% |
| Loans ÷ deposits | 86.8% | 79.2% (stronger) |
| Uninsured deposits | 20.1% (stronger) | 21.6% |
| Offices | 6 | 39 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 41.3% |
The City National Bank and Trust Company of Lawton, Oklahoma has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bank of Western Oklahoma leads on 4 and The City National Bank and Trust Company of Lawton, Oklahoma on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.