Side-by-side · Q2 2026 data
Bank of Western Oklahoma vs Washita State Bank
Metric by metric
| Measure | Bank of Western Oklahoma | Washita State Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 53 |
| Capital cushion | 31 | 96 (stronger) |
| Loan quality | 96 (stronger) | 0 |
| Earnings | 100 (stronger) | 28 |
| Funding & liquidity | 68 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 71 |
| Peer percentile | 53rd | 12th |
| Total assets | $469.7M | $44.3M |
| Deposits / shares | $426.3M | $35.7M |
| Capital ratio | 8.06% | 14.60% (stronger) |
| Problem loans | 0.11% (stronger) | 3.34% |
| Net charge-offs | 0.51% | 0.00% (stronger) |
| Return on assets | 2.19% (stronger) | 0.20% |
| Loans ÷ deposits | 86.8% | 83.4% (stronger) |
| Uninsured deposits | 20.1% | 15.2% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Western Oklahoma has the higher TellerScore (73 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Bank of Western Oklahoma leads on 3 and Washita State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.